12 Things I Wish I Knew About Money in my Twenties

“women's yellow overall” by Joseph Gruenthal on Unsplash

I’m still learning how to be financially savvy.

There have been times when I’ve been really good with my money, where I’ve used a budget and saved for overseas trips. There have been times when I’ve spent money without tracking, bought things I regret, and got into debt on my credit card. There have also been unavoidable times for using my credit card when I’ve been between…